Quantula creates value from four unique sources:

  1. Underwriting – more efficient risk pooling, market consistent and individual risk-based pricing, optimal use of reinsurance
  2. Administration – fully automated and “digitized” policy administration, ultra-responsive with minimal human intervention, no physical distribution channels, full industrialization of value chain (product development, ALM/risk management, documentation, claims handling)
  3. Asset-Liability Management – optimal use of liquidity capacity, warehousing of less liquid instruments, minimizing cost of (regulatory and other) constraints, low-cost beta, maximum diversification
  4. Client Proposition – allow for individual, speedy and low cost customization of product features and asset allocation